Our agents at the Michael Taylor Agency serving the Columbia, SC area want to ensure that you and your vehicle are protected sufficiently regarding auto insurance.

In South Carolina, all drivers must have at least a minimum amount of auto liability insurance. If you are caught driving without it, you risk losing your driver’s license for a specific amount of time, paying high fines, and even ending up behind bars.

Auto liability insurance will help pay for injuries and property damage for the other driver and their passengers if you cause an accident. Auto liability is not the only type of auto insurance available, though. Check out the detailed list below of other types of auto insurance you can secure. 

Types of Auto Insurance

Collision Insurance Coverage

This type of insurance is very important to keep your vehicle on the road since it will help pay for damages to your vehicle if you collide with a vehicle or some object while driving.

Comprehensive Insurance Coverage

You can’t predict the future, so you cannot know when a natural disaster or fire will occur, damaging or destroying your vehicle. Someone may decide to randomly vandalize your vehicle, causing thousands of dollars worth of damage, or steal your car, truck, or SUV. If any of these scenarios occur, you will be happy you have comprehensive insurance in place since it can help repair or replace your vehicle.

Uninsured and Underinsured Motorist Coverage

This type of insurance will come in handy if you are in an accident caused by another driver and that person only has a minimum amount of insurance or none at all. Your policy will kick in to help you get your vehicle fixed or pay for your medical bills if you are injured.

Contact Michael Taylor Agency

To obtain the best auto insurance policy for you and your vehicle, contact our experienced auto insurance agents at the Michael Taylor Agency serving the Columbia, SC area today!