Homeowner’s insurance is in place to cover you and your family in a time of loss. However, the ideal situation is for that loss never to take place at all. Although some types of loss are not preventable, for instance, damage from a storm, other types certainly can be prevented. Here are a few steps from Michael Taylor Agency in Columbia, SC that you can take to make your home safer. 

Install a Security System

Security systems cut down the chances of a break in considerably. Today, home security systems are more affordable and accessible than ever before. Do your research to learn which kind of system would work best for your home and needs. Some systems, which are unmonitored systems, do not have a monthly fee associated with them but still provide great protection for your home. 

Do Regular Washer and Dryer Maintenance

This may not seem like a big deal, but dryer and washer maintenance can make a difference in your home’s safety. Dryers are a huge fire hazard in the home, especially when they are not maintained and cleaned properly. Dryer lint can build up in many different areas in the dryer, not just in the dryer lint filter. When a dryer is not cleaned of lint regularly, that lint will begin to find a new home in the inside of your dryer, in the vent hoses and even in the dryer exhaust pipe. One tiny spark can ignite this lint and cause a fire. It is also a good idea to check your washer hoses to make sure they are sturdy. Over time these hoses can crack and burst, sending hundreds of gallons of water into your home. 

Outdoor Lighting

Install outdoor lighting to discourage intruders and make your yard a safer place for your guests. Outdoor lighting can cut down the risk of outdoor injuries on your property. 

If you would like to learn more about insuring your home and keeping it safe, call our friendly staff at Michael Taylor Agency in Columbia, SC.