Drivers who live in or near the Columbia, SC area should always be aware of their driving record. Many people don’t realize that an accident isn’t the only thing that will affect your insurance premiums. The agents at Michael Taylor Agency understand the frustration when a driver gets a ticket. They can help you, as a driver, understand what happens with your driving record when you get a ticket or citation.

Maintaining a Good Driving Record

Maintaining a good driving record involves obeying traffic laws, driving the posted speed, and trying not to receive a citation or be involved in an accident. OnStar offers a safe driving app that will allow you to see how well you score against other drivers regarding hard braking, speeding, and using your turn signals. This app can be downloaded onto your phone if you have OnStar in your vehicle. It’s a great way to find out if there are any areas where you need a little improvement.

Tickets vs. Accidents

Just like accidents, tickets can also have an impact on your insurance premiums. One ticket may not make a huge difference, and in some cases may be overlooked. Receiving several tickets for the same type of offense, however, starts to identify a pattern that could eventually be costly. 

At the Michael Taylor Agency, the agents are always available to discuss your insurance options. If you live in Rock Hill, Columbia, SC, or any of the surrounding communities, call and schedule an appointment. They will help you understand the legal ramifications of receiving multiple tickets as well as how it can affect your eligibility when it comes to applying or renewing an insurance policy.